CDP 2022
HMKW
Benefit from our dedication and expertise! HMKW University of Applied Sciences for Media, Communication and Management was founded by an experienced team of Higher Education professionals in 2008. HMKW is a private, state-approved university with institutional accreditation by the German Council of Science and Humanities. All of its degree programs are additionally accredited by FIBAA (international agency for quality assurance in higher education). HMKW is active at three locations across Germany: in Berlin, Cologne and in Frankfurt (Main).
Our professors and lecturers will support you actively during your studies and will help set you off into a successful career. Your success is of great importance to us. Our degree programs are demanding but always rewarding.
The greatest challenge when leaving university and entering the job market is the lack of practical experience. At HMKW, we place great emphasis on work experience and practical experience to prepare graduates for successful careers. In our teaching, we combine a solid academic education with various real-life projects. We cooperate with various institutions and business partners in industry to complement the academic curriculum with real tasks and projects. Regular project weeks with renowned partners such as Sony, Deutsche Welle or ZDF are part of this strategy. Work by our students can be seen online, on TV and heard on the radio.
Our lectures will provide you with both theoretical knowledge and practical skills. When graduating from HMKW, you will have gained a large range of competencies, giving you a definite advantage in the job market.
Our classic Bachelor degree programs can be completed in six semesters. Alternatively, you can choose a cooperative BA-study program (Duales Studium) which will take eight semesters to complete. This mode of study includes both an apprenticeship and a university degree. In either case, you will be proud of your hard work and success. Our Master programs, taught in English at our Berlin campus, continue the successful approach and high standards of our undergraduate degrees. Full-time, they can be completed in four semesters, part-time in six semesters.
HMKW takes part in ERASMUS programs and supports student exchanges as well as collaboration with students and universities in Europe and worldwide. Our network of partner universities is continually expanding.
Wavy by Klarna
Pay anyone.
Smooth.
Register and enjoy a discount of €3 for your CDP 2019 Fan Ticket:
my.wavy-app.com
Wavy Q&A V2.0
You’ve got questions. We’ve got answers.
What is Wavy?
Wavy is a free service offered by Klarna Bank AB, enabling you to send money to friends across 31 European countries. Wavy is also available as an in-store payment method at selected merchants.
What is Klarna?
Klarna was founded in 2005 in Stockholm, Sweden with the aim of making it easier for people to shop online. In the last 12 years, technology has evolved, excited and transformed the world around us, yet our mission remains as relevant as ever, to make paying as simple, safe and above all, smoooth as possible. Klarna is now one of Europe’s largest banks and is providing payment solutions for 60 million consumers across 90,000 merchants in 14 countries. Klarna offers direct payments, pay after delivery options and instalment plans in a smooth one-click purchase experience that lets consumers pay when and how they prefer to.
How do I make a payment with Wavy?
Open the app. Select a contact (or choose to generate a shareable payment link), enter the amount, select to send or request money, add a message (with a GIF or sticker if you like) and confirm the payment.
Is Wavy secure?
Yes. All sensitive data and communication in Wavy are protected using banking-standard encryption (SSL and server-side encryption). Card details are stored in a separate secure environment. Wavy transactions or other sensitive actions are further protected by your phone pairing or by a one time password via SMS.
In which countries does Wavy work?
Wavy works in the European Union, Norway, Iceland, and Liechtenstein.
What payment methods can I use?
You can use credit cards, direct debits (in Germany), and Sofort (where available) as payment methods. If you have a balance on your Wavy e-wallet we will use this balance before charging your payment method. You can add a payment method at “Settings > Payment methods > Fund sources”
Can I have multiple payment methods?
Yes. You can add multiple credit cards and bank accounts.
Can I change the currency?
No. At the moment we exclusively support Euro. However, you can use credit cards and bank accounts that are not denominated in Euro. The amount we send or receive will automatically be converted to the local currency by your financial institution. Please note that some banks may charge fees for this.
What is a payment link?
A payment link is a way to send or request money to anyone, even if they don’t have the Wavy app. After choosing to send or request money in the app, you can generate a payment link and share it via any social channel. The payment link is valid for 72 hours. The recipient of the link can redeem the money using their IBAN (if you send money), or pay it by using a credit card or Sofort payment (if you request money). They don’t need to sign up to Wavy. If they are already a Wavy user, the app will open automatically when they click the link.
How does a payment via WhatsApp work?
If you choose to pay via WhatsApp, Wavy will generate a payment link, open WhatsApp and pre-fill a message for you. You then need to choose the recipient(s), with the option to edit the message before sending it. Very important: we never send any messages without your consent.
Can I request money from a group?
Yes, you can! When selecting the contact, choose one of the options to share a payment link. Enter the amount and tab request. On the next screen select “Advanced” and enter how many times a payment link can be paid how long it should be valid.
Where do I find my IBAN?
The International Bank Account Number is the universal format for bank accounts in Europe. You can usually find it on your bank card or account statement. If you know your account number and sort code you can also use an online calculator to determine the IBAN.
Why do you need to collect my personal details?
Wavy is a financial product subject to strict laws. To comply with these we have to know and verify who you are. This process is called customer due diligence. The purpose is to help prevent money laundering and the financing of terrorism.
What do you use my data for?
We mainly use your data to provide and continuously improve our services. We also use it to comply with applicable laws and regulations. You can find out more in our data privacy policy (Settings > Legal > Data privacy > Show data privacy policy).
How can I change my privacy settings?
You have a number of options to manage the way you share data with us and other users. The corresponding settings can be found here: Settings > Legal > Data privacy
How much does Wavy cost?
Wavy is a free service. We will not charge you (or anyone you share payments with) for transactions.
How do I find my friends on Wavy?
Your friends will appear in the Wavy contact list if you have already interacted with them using Wavy, or if they are in your phone book. Otherwise, you can search them by username. Still can’t find them? Send a payment link via Whatsapp or any other channel (see “What is a payment link?” above).
I have received money as a Wavy user. What happens now?
We will credit the money to your Wavy balance immediately. You can now send this money to other Wavy users or cash out the balance to your linked bank account.
I have cashed out. When will the money reach my bank account?
Cashouts (and money sent to an IBAN via links) usually take one working day to arrive at the destination. If the account is not denominated in Euros it may take up to four working days.
How do I pay my Klarna invoices?
Wavy is a service offered by Klarna Bank AB, but the Wavy team is unable to deal with Klarna invoices. If you want to pay your invoices you can use the Klarna web app: https://app.klarna.com/login or check the customer service section on https://www.klarna.com.
Can I use Wavy to send money abroad?
Yes, you can send money to any Wavy user or Bank account within the EU, Norway, Iceland, or Liechtenstein. We do not support transfers to any other countries.
How can I delete my Wavy account?
You can delete your Wavy account by letting us know through our in-app chat (Settings > Support via Chat).
How do I cash out my balance?
You can find your current balance at the top of the payment overview (clock symbol on the top left). To cash out, just click on the balance at the top and follow the instructions.
How much money can I send with Wavy?
You can send up to 2,500 € per month if you have verified your account. Please note that lower limits per transaction may apply for certain payment methods, such as direct debit.
What is 3DS?
3D-Secure (MasterCard secure/verified by visa) are methods for verifying a credit card transaction through a second factor. An example of a second factor is a one-time passcode sent via SMS to your phone by your bank. We request 3DS for certain transactions to ensure your safety.
Why was my direct debit transaction rejected?
We may reject certain direct debit payments. Factors that we consider are the amount of the payment, your transaction history with Wavy and other Klarna products, as well as external lookups.
Can I send money to myself or get a loan?
No. Wavy is intended to be used for transactions among friends and family. You cannot send money to yourself. Should we detect transaction patterns that indicate that you are a beneficiary of the transaction(s), we may reverse the transaction(s) and prohibit you from using Wavy in the future. Wavy does not offer loans.
How can I change my name?
If you have misspelt your name while completing your profile, please verify your account. After this, we are happy to change the name on your account to match the name in the documents. Just contact us through our Chat Support.
How can I change my date of birth?
For security reasons, you can’t change your date of birth yourself. If you have entered the wrong date of birth while completing your profile, just verify your account (Settings > Profile > Verify account). We will automatically use the date of birth from the document you use to verify.
Can I use Klarna invoice to fund a transaction?
No. At the moment we support credit cards and (in Germany) direct debits as payment methods.
I have made a mistake with the amount or recipient. Can you reverse the transaction?
No, if the money has been sent the transaction cannot be reversed, just like a normal bank transfer. Please be very careful when choosing the amount and the recipient. If the recipient is a Wavy user, we can help by contacting them for you.
Where can I see my past payments?
You can find your past payments in the transaction overview. Swipe right or click on the symbol on the top left. In addition, we send you an overview of all payments during a month on the first day of the following month.
Does Wavy offer buyer protection?
No. Wavy is a method for transferring funds from one person to another. If you buy something from a friend and pay using Wavy and you are not satisfied, Wavy has no legal basis to intervene on your behalf. Please also note that if you do a chargeback on a credit card or a direct debit transaction we will claim the money from you, not the recipient.
Why was my card payment rejected?
If your credit card was rejected we try to pass along the information we receive from your credit card issuer (e.g. if your card has expired or you had insufficient funds). If we don’t provide specific reasons, please double check that your active card is still valid, that card is enabled for online payments and for 3DS. If this is the case, then please contact your card issuer to find out why they rejected the transaction.
Still have a question?
For additional support, please contact us via our in-app chat or support@wavy-app.com.
Warsteiner
We are proud to present Warsteiner as an official partner of Cup Der Privaten. Please visit www.warsteiner.com – one of the most traditional German beers, brewed according to the Purity Law.
The quality standards of the Warsteiner Brewery actually go far beyond the German Purity Law. For instance, it is goes without saying that all the raw ingredients – from brewing water to barley malt and hops – are continuously tested for their impeccable quality in one of the world’s most modern brewery laboratories.
In 1753, farmer Antonius Cramer was asked to pay beer tax for the first time as his home brewing volumes surpassed by some way the volume allowed for personal consumption. Little did he know that his actions would kick-start a long-standing brewing tradition in Warstein – a small town located in the middle of the beautiful Arnsberg forest, in the heart of Germany’s Sauerland region. Since that date, the business has gone from strength to strength.
Engel & Völkers
Our passion is real estate – and team sport. For as the most successful real estate brokerage team in Berlin, we know that team spirit, fairness and perseverance not only lead to success in sports, but also when it comes to a job. And with over 130 employees, we are the fittest in brokering real estate in Berlin.
For our capital team, we are looking for talents with whom we can continue growing. Would you like to take advantage of this opportunity? Simply contact us so that we can become personally acquainted with one another.
E&V on Instagram
E&V on Facebook
Whiskey Union
We are proud to present Whiskey Union as an official partner of Cup Der Privaten – “We love Whiskey. We love talking about it, drinking it, sharing it, but most of all we love making it.” Please visit www.whiskeyunion.net.
CÎROC
We are proud to present CÎROC as an official partner of Cup Der Privaten. Please visit www.ciroc.com to see the collection, get recipes and more.
DIAGEO
We are proud to present DIAGEO as an official partner of Cup Der Privaten. Please visit www.diageo.com!
Audi – Zentrum Berlin
We our proud to present Audi – Zentrum Berlin as an official partner of Cup Der Privaten.
More information about Audi – Zentrum Berlin will follow soon.
Soccerworld Berlin
The Soccerworld Berlin will be the CDP Arena this year. Look forward to 5 high quality soccer courts, BBQ, Biergarten, special CDP Lounge and lot of new features!
This year a special booking discount for registered CDP teams will be granted: – 25% discount on every playing hour! To use this offer just book with the keyword: CDP-Team: “Team name”
Registration only via email: berlin@hallenfussball.de
See you there!
Richard-Tauber-Damm 36
12277 Berlin
www.hallenfussball.de